▼ 0.50% · 3.625%
HK$5,245
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$166/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$159/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$182/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$373/mo
Deposit HK$1.04M · loan HK$1.27M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$174/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$357/mo
Deposit HK$1.04M · loan HK$1.27M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$199/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$407/mo
Deposit HK$920K · loan HK$1.38M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,190
−HK$190/mo
Today · 4.125%
HK$7,380
baseline
▲ 0.50% · 4.625%
HK$7,769
+HK$389/mo
Deposit HK$920K · loan HK$1.38M · min. income ≈ HK$14,760/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,818
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,030
−HK$216/mo
Today · 4.125%
HK$7,246
baseline
▲ 0.50% · 4.625%
HK$7,687
+HK$441/mo
Deposit HK$805K · loan HK$1.50M · min. income ≈ HK$14,492/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,585
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,789
−HK$206/mo
Today · 4.125%
HK$7,995
baseline
▲ 0.50% · 4.625%
HK$8,417
+HK$422/mo
Deposit HK$805K · loan HK$1.50M · min. income ≈ HK$15,990/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,571
−HK$232/mo
Today · 4.125%
HK$7,803
baseline
▲ 0.50% · 4.625%
HK$8,278
+HK$475/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$15,606/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,169
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,388
−HK$222/mo
Today · 4.125%
HK$8,610
baseline
▲ 0.50% · 4.625%
HK$9,064
+HK$454/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$17,220/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,867
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$249/mo
Today · 4.125%
HK$8,361
baseline
▲ 0.50% · 4.625%
HK$8,869
+HK$508/mo
Deposit HK$575K · loan HK$1.73M · min. income ≈ HK$16,722/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,752
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,987
−HK$238/mo
Today · 4.125%
HK$9,225
baseline
▲ 0.50% · 4.625%
HK$9,712
+HK$487/mo
Deposit HK$575K · loan HK$1.73M · min. income ≈ HK$18,450/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,392
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,653
−HK$265/mo
Today · 4.125%
HK$8,918
baseline
▲ 0.50% · 4.625%
HK$9,461
+HK$543/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$17,836/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,336
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,586
−HK$254/mo
Today · 4.125%
HK$9,840
baseline
▲ 0.50% · 4.625%
HK$10,359
+HK$519/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$19,680/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,916
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,194
−HK$282/mo
Today · 4.125%
HK$9,476
baseline
▲ 0.50% · 4.625%
HK$10,052
+HK$576/mo
Deposit HK$345K · loan HK$1.96M · min. income ≈ HK$18,952/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,919
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,185
−HK$270/mo
Today · 4.125%
HK$10,455
baseline
▲ 0.50% · 4.625%
HK$11,006
+HK$551/mo
Deposit HK$345K · loan HK$1.96M · min. income ≈ HK$20,910/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,441
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,735
−HK$298/mo
Today · 4.125%
HK$10,033
baseline
▲ 0.50% · 4.625%
HK$10,643
+HK$610/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,066/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,503
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,785
−HK$285/mo
Today · 4.125%
HK$11,070
baseline
▲ 0.50% · 4.625%
HK$11,654
+HK$584/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,140/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).