3/F 10

in Hiu Tsui Court Ngar Tsui House (Block A)

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1/F 1 554 ft² 1/F 6 554 ft² 2/F 1 554 ft² 2/F 5 401 ft² 2/F 10 401 ft² 3/F 10 401 ft² 4/F 1 554 ft² 4/F 4 645 ft² 4/F 7 554 ft² 4/F 2 554 ft² 5/F 5 401 ft² 5/F 7 554 ft² 6/F 5 401 ft² 7/F 8 401 ft² 7/F 7 554 ft² 7/F 9 645 ft² 7/F 10 401 ft² 8/F 1 554 ft² 8/F 5 401 ft² 8/F 10 401 ft² 9/F 4 645 ft² 9/F 6 554 ft² 10/F 5 401 ft² 11/F 8 401 ft² 11/F 9 645 ft² 12/F 5 401 ft² 12/F 3 401 ft² 12/F 4 645 ft² 12/F 8 401 ft² 13/F 1 554 ft² 13/F 9 645 ft² 14/F 4 645 ft² 14/F 5 401 ft² 15/F 1 554 ft² 15/F 10 401 ft² 16/F 5 401 ft² 16/F 6 554 ft² 17/F 10 401 ft² 18/F 2 554 ft² 18/F 4 645 ft² 18/F 5 401 ft² 18/F 8 401 ft² 19/F 5 401 ft² 20/F 2 554 ft² 20/F 4 645 ft² 20/F 10 401 ft² 21/F 8 401 ft² 21/F 9 645 ft² 21/F 3 401 ft² 22/F 3 401 ft² 22/F 5 401 ft² 23/F 10 401 ft² 23/F 2 554 ft² 23/F 3 401 ft² 24/F 10 401 ft² 24/F 7 554 ft² 25/F 1 554 ft² 25/F 7 554 ft² 25/F 9 645 ft² 26/F 3 401 ft² 26/F 9 645 ft² 27/F 5 401 ft² 27/F 7 554 ft² 27/F 8 401 ft² 27/F 10 401 ft² 28/F 4 645 ft² 28/F 8 401 ft² 29/F 1 554 ft² 29/F 5 401 ft² 29/F 9 645 ft² 29/F 10 401 ft² 30/F 7 554 ft² 30/F 10 401 ft² 31/F 3 401 ft² 31/F 1 554 ft² 31/F 8 401 ft² 32/F 5 401 ft² 32/F 1 554 ft² 32/F 6 554 ft² 33/F 9 645 ft² 33/F 2 554 ft² 33/F 3 401 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.37M

≈ HK$8,416 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,721/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$13,852

−HK$869/mo

▼ 0.25% · 3.875%

HK$14,283

−HK$438/mo

Today · 4.125%

HK$14,721

baseline

▲ 0.50% · 4.625%

HK$15,616

+HK$895/mo

Deposit HK$337K · loan HK$3.04M · min. income ≈ HK$29,442/mo (50% DSR)

Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 3/F
Flat: 10
Saleable Area: 401 ft²
Gross Area: 515 ft²
Efficiency: 78%
District: Eastern District · Hong Kong Island
School net (POA): 16

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-04-21	HK$4.45M	+128.2%	HK$11,097	HK$8,641
2010-08-09	HK$1.95M	+52.3% 1.6y	HK$4,863	HK$3,786
2008-12-18	HK$1.28M	+11.3% 3.7y	HK$3,192	HK$2,485
2005-04-26	HK$1.15M	−25.8%	HK$2,868	HK$2,233
2000-10-20	HK$1.55M	+31.4% 1.3y	HK$3,865	HK$3,010
1999-07-06	HK$1.18M	—	HK$2,943	HK$2,291