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At today's rate and a 90% mortgage, the deposit on this unit is about HK$358K, with repayments around HK$15,606/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$358K · loan HK$3.22M · min. income ≈ HK$31,212/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 74%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-17 | HK$2.84M | +3.2% 0.3y |
| 2025-09-16 | HK$2.75M | +276.7% 21.8y · 13.0%/yr |
| 2003-12-08 | HK$730K | −42.1% |
| 1999-07-06 | HK$1.26M | −16.0% |
| 1996-10-04 | HK$1.50M | — |