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Crescira AVM · estimated value ● Medium confidence
HK$4.20M
≈ HK$12,108 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,327/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,245
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,782
−HK$545/mo
Today · 4.125%
HK$18,327
baseline
▲ 0.50% · 4.625%
HK$19,442
+HK$1,115/mo

Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,654/mo (50% DSR)

Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,412 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
A
Saleable Area
347 ft²
Gross Area
519 ft²
Efficiency
67%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2011-05-25 HK$2.73M +30.6%
0.7y
2010-09-15 HK$2.09M +5.6%
1.2y
2010-06-14 HK$1.98M +2.6%
0.8y
2010-02-10 HK$1.93M +16.8%
0.6y
2009-07-08 HK$1.65M −1.6%
2.7y
2006-10-13 HK$1.68M +34.4%
1.3y
2005-06-13 HK$1.25M −0.8%
4.2y
2001-03-28 HK$1.26M +9.6%
3.5y
1997-11-04 HK$1.15M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shau Kei Wan
≈ 5 min walk · 385 m
Education
37
schools within 1 km (18 within 500 m)
Daily convenience
32
within 1 km (22 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Shau Kei Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building