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At today's rate and a 90% mortgage, the deposit on this unit is about HK$332K, with repayments around HK$14,479/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$332K · loan HK$2.99M · min. income ≈ HK$28,958/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 1
- Saleable Area
- 293 Saleable ft²
- Gross Area
- 342 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-19 | HK$5.00M | +18.2% 3.4y · 5.0%/yr |
| 2017-06-16 | HK$4.23M | +143.1% 6.7y · 21.0%/yr |
| 2010-10-18 | HK$1.74M | +15.2% |
| 2008-07-21 | HK$1.51M | +28.0% |
| 2007-08-23 | HK$1.18M | +12.4% |
| 2007-05-25 | HK$1.05M | — |