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10/F A

in Marina Lodge

Eastern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$4.06M
≈ HK$14,006 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,716/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,671
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,189
−HK$527/mo
Today · 4.125%
HK$17,716
baseline
▲ 0.50% · 4.625%
HK$18,794
+HK$1,078/mo

Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$35,432/mo (50% DSR)

Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,425 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 4 min walk · 286 m
Education
29
schools within 1 km (16 within 500 m)
Daily convenience
30
within 1 km (19 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
A
Saleable Area
290 Saleable ft²
Gross Area
418 ft²
Efficiency
69%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2020-11-03 HK$5.10M +0.0%
8.5y · 10.0%/yr
2020-01-23 HK$5.10M +85.5%
7.7y · 11.0%/yr
2012-05-04 HK$2.75M +38.2%
2010-09-07 HK$1.99M −34.5%
1997-05-26 HK$3.04M
Data sourced from Renavon.com