▼ 0.50% · 3.625%
HK$4,552
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$144/mo
Today · 4.125%
HK$4,837
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$295/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,674/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$137/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$282/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$158/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$324/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$151/mo
Today · 4.125%
HK$5,871
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$310/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,742/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$173/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$165/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$187/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,759
−HK$180/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,304
+HK$365/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,571
−HK$201/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,544/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,089
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,279
−HK$193/mo
Today · 4.125%
HK$7,472
baseline
▲ 0.50% · 4.625%
HK$7,866
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,944/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,828
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,040
−HK$216/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,596
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,799
−HK$207/mo
Today · 4.125%
HK$8,006
baseline
▲ 0.50% · 4.625%
HK$8,428
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,012/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,283
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,509
−HK$231/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$470/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,102
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,319
−HK$221/mo
Today · 4.125%
HK$8,540
baseline
▲ 0.50% · 4.625%
HK$8,990
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,080/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,738
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,979
−HK$244/mo
Today · 4.125%
HK$8,223
baseline
▲ 0.50% · 4.625%
HK$8,724
+HK$501/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,446/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,608
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,839
−HK$235/mo
Today · 4.125%
HK$9,074
baseline
▲ 0.50% · 4.625%
HK$9,552
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,148/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,193
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,448
−HK$259/mo
Today · 4.125%
HK$8,707
baseline
▲ 0.50% · 4.625%
HK$9,237
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,414/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,115
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,359
−HK$248/mo
Today · 4.125%
HK$9,607
baseline
▲ 0.50% · 4.625%
HK$10,114
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,214/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).