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At today's rate and a 90% mortgage, the deposit on this unit is about HK$351K, with repayments around HK$15,304/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$351K · loan HK$3.16M · min. income ≈ HK$30,608/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 1
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 401 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-12 | HK$3.65M | −28.4% 7.4y · −4.0%/yr |
| 2018-08-10 | HK$5.10M | +50.4% 4.9y · 10.0%/yr |
| 2013-09-23 | HK$3.39M | +78.4% |
| 2010-08-03 | HK$1.90M | +9.2% |
| 2010-04-12 | HK$1.74M | +24.3% |
| 2007-12-06 | HK$1.40M | +40.0% |
| 2001-09-21 | HK$1.00M | −54.1% |
| 1997-07-16 | HK$2.18M | — |