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At today's rate and a 90% mortgage, the deposit on this unit is about HK$340K, with repayments around HK$14,834/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$340K · loan HK$3.06M · min. income ≈ HK$29,668/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- 5
- Saleable Area
- 292 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-27 | HK$5.18M | +34.5% 3.8y · 9.0%/yr |
| 2016-07-29 | HK$3.85M | +24.2% 3.5y · 7.0%/yr |
| 2013-02-20 | HK$3.10M | +55.0% |
| 2011-01-28 | HK$2.00M | +112.8% |
| 2007-01-08 | HK$940K | — |