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Crescira AVM · estimated value ● Medium confidence
HK$13.24M
≈ HK$17,706 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.97M, with repayments around HK$44,930/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,279
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,594
−HK$1,336/mo
Today · 4.125%
HK$44,930
baseline
▲ 0.50% · 4.625%
HK$47,664
+HK$2,734/mo

Deposit HK$3.97M · loan HK$9.27M · min. income ≈ HK$89,860/mo (50% DSR)

Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$496,642 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
2
Saleable Area
748 ft²
Gross Area
926 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1995-12-13 HK$5.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 8 min walk · 621 m
Education
40
schools within 1 km (20 within 500 m)
Daily convenience
62
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 62 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building