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Crescira AVM · estimated value Medium confidence
HK$19.43M
≈ HK$12,877 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.83M, with repayments around HK$65,920/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$62,030
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,960
−HK$1,960/mo
Today · 4.125%
HK$65,920
baseline
▲ 0.50% · 4.625%
HK$69,931
+HK$4,011/mo

Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,840/mo (50% DSR)

Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,658 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,509 ft²
Gross Area
1,888 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-12-10 HK$35.00M +295.5%
12.2y
2006-10-17 HK$8.85M +32.5%
2004-04-23 HK$6.68M +9.5%
1996-02-07 HK$6.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 748 m
Education
37
schools within 1 km (14 within 500 m)
Daily convenience
57
within 1 km (9 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com