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Crescira AVM · estimated value Medium confidence
HK$104.65M
≈ HK$48,606 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$31.39M, with repayments around HK$355,026/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$334,076
−HK$20,950/mo
▼ 0.25% · 3.875%
HK$344,468
−HK$10,558/mo
Today · 4.125%
HK$355,026
baseline
▲ 0.50% · 4.625%
HK$376,628
+HK$21,602/mo

Deposit HK$31.39M · loan HK$73.25M · min. income ≈ HK$710,052/mo (50% DSR)

Upfront cash ≈ HK$37.04M (deposit + AVD stamp duty HK$5,644,606 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
38/F
Flat
A
Saleable Area
2,153 ft²
Gross Area
2,680 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2008-04-15 HK$59.80M +2.2%
2008-01-03 HK$58.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 12 min walk · 891 m
Education
24
schools within 1 km (4 within 500 m)
Daily convenience
39
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com