Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$729K, with repayments around HK$31,804/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,608/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,742 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 568 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-12 | HK$8.45M | +8.6% 3.2y · 3.0%/yr |
| 2018-03-06 | HK$7.78M | +63.4% 6.9y · 9.0%/yr |
| 2011-03-31 | HK$4.76M | +142.9% |
| 2004-06-25 | HK$1.96M | −36.4% |
| 1997-01-16 | HK$3.08M | +10.0% |
| 1995-09-20 | HK$2.80M | — |