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Crescira AVM · estimated value ● Medium confidence
HK$18.18M
≈ HK$17,531 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.45M, with repayments around HK$61,675/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$58,035
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,841
−HK$1,834/mo
Today · 4.125%
HK$61,675
baseline
▲ 0.50% · 4.625%
HK$65,427
+HK$3,752/mo

Deposit HK$5.45M · loan HK$12.73M · min. income ≈ HK$123,350/mo (50% DSR)

Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$681,730 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,037 ft²
Gross Area
1,301 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2015-11-02 HK$11.00M −18.8%
18.3y
1997-07-25 HK$13.55M −90.8%
0.6y
1997-01-10 HK$148.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 18 min walk · 1,391 m
(quite far — consider other transport options)
Education
25
schools within 1 km (6 within 500 m)
Daily convenience
5
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building