25/F 4

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 817 ft² 1/F 2A 800 ft² 1/F 3A 755 ft² 1/F 4A 735 ft² 2/F A 800 ft² 2/F 1 817 ft² 2/F 3 755 ft² 3/F A 755 ft² 3/F 4 735 ft² 4/F 1A 817 ft² 5/F 2 800 ft² 5/F 3 755 ft² 5/F 4A 735 ft² 6/F 2A 800 ft² 6/F 3 755 ft² 6/F 4 735 ft² 7/F 3 755 ft² 8/F 2A 800 ft² 8/F 4A 735 ft² 9/F 1A 817 ft² 9/F 2A 800 ft² 9/F 3 755 ft² 9/F 4 735 ft² 10/F 1A 817 ft² 10/F 2A 800 ft² 11/F 1A 817 ft² 11/F 4A 735 ft² 12/F 2A 800 ft² 12/F 4A 735 ft² 13/F 4 735 ft² 13/F 2A 800 ft² 13/F 1A 817 ft² 13/F 3A 755 ft² 14/F 1 817 ft² 14/F 4 735 ft² 15/F 3A 755 ft² 15/F 4 735 ft² 16/F 1 817 ft² 16/F 2 800 ft² 16/F 4A 735 ft² 17/F 1A 817 ft² 17/F 2A 800 ft² 17/F 3A 755 ft² 17/F 4 735 ft² 18/F 1A 817 ft² 18/F 3A 755 ft² 18/F 4A 735 ft² 19/F 2 800 ft² 19/F 3A 755 ft² 19/F 4A 735 ft² 20/F 1 817 ft² 20/F 2 800 ft² 21/F 1A 817 ft² 21/F 2 800 ft² 21/F 3A 755 ft² 21/F 4 735 ft² 22/F 1A 817 ft² 22/F 3 755 ft² 22/F 4A 735 ft² 23/F 1 817 ft² 23/F 2A 800 ft² 23/F 4A 735 ft² 24/F 1A 817 ft² 24/F 2A 800 ft² 25/F 1A 817 ft² 25/F 2A 800 ft² 25/F 3A 755 ft² 25/F 4 735 ft² 26/F 1 817 ft² 26/F 3A 755 ft² 26/F 4 735 ft² 27/F 3 755 ft² 27/F 4 735 ft² 28/F 3A 629 ft² 28/F 4A 593 ft² 29/F 1A 817 ft² 29/F 2A 800 ft² 29/F 3 629 ft² 29/F 4 593 ft² 30/F 1 817 ft²

Crescira AVM · estimated value ● Medium confidence

HK$14.35M

≈ HK$19,523 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.30M, with repayments around HK$48,682/mo for the first 5 years.

Open full planner →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$45,809

−HK$2,873/mo

▼ 0.25% · 3.875%

HK$47,234

−HK$1,448/mo

Today · 4.125%

HK$48,682

baseline

▲ 0.50% · 4.625%

HK$51,644

+HK$2,962/mo

Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,364/mo (50% DSR)

Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,110 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 25/F
Flat: 4
Saleable Area: 735 ft²
Gross Area: 827 ft²
Efficiency: 89%
District: Central and Western District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-01-31	HK$12.80M	+103.2% 13.8y	HK$17,415	HK$15,478
2009-03-31	HK$6.30M	+18.6% 3.0y	HK$8,571	HK$7,618
2006-04-20	HK$5.31M	+40.8% 1.6y	HK$7,224	HK$6,421
2004-10-05	HK$3.77M	−42.0% 7.1y	HK$5,129	HK$4,559
1997-09-12	HK$6.50M	—	HK$8,844	HK$7,860