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Crescira AVM · estimated value Medium confidence
HK$14.02M
≈ HK$19,077 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.21M, with repayments around HK$47,569/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$44,762
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,154
−HK$1,415/mo
Today · 4.125%
HK$47,569
baseline
▲ 0.50% · 4.625%
HK$50,463
+HK$2,894/mo

Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,138/mo (50% DSR)

Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,810 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
4
Saleable Area
735 ft²
Gross Area
827 ft²
Efficiency
89%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2023-01-31 HK$12.80M +103.2%
13.8y
2009-03-31 HK$6.30M +18.6%
2006-04-20 HK$5.31M +40.8%
2004-10-05 HK$3.77M −42.0%
1997-09-12 HK$6.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 8 min walk · 601 m
Education
25
schools within 1 km (11 within 500 m)
Daily convenience
39
within 1 km (10 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com