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Crescira AVM · estimated value ● Medium confidence
HK$12.98M
≈ HK$20,477 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.89M, with repayments around HK$44,043/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,444
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$42,733
−HK$1,310/mo
Today · 4.125%
HK$44,043
baseline
▲ 0.50% · 4.625%
HK$46,723
+HK$2,680/mo

Deposit HK$3.89M · loan HK$9.09M · min. income ≈ HK$88,086/mo (50% DSR)

Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$486,834 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
C
Saleable Area
634 ft²
Gross Area
864 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-02-08 HK$15.25M +39.9%
5.1y
2012-12-17 HK$10.90M +29.8%
2.4y
2010-07-26 HK$8.40M +18.3%
2.1y
2008-06-23 HK$7.10M +36.5%
9.6y
1998-11-27 HK$5.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 478 m
Education
54
schools within 1 km (24 within 500 m)
Daily convenience
51
within 1 km (9 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building