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Crescira AVM · estimated value ● Medium confidence
HK$75.24M
≈ HK$30,837 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$22.57M, with repayments around HK$255,266/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$240,203
−HK$15,063/mo
▼ 0.25% · 3.875%
HK$247,675
−HK$7,591/mo
Today · 4.125%
HK$255,266
baseline
▲ 0.50% · 4.625%
HK$270,798
+HK$15,532/mo

Deposit HK$22.57M · loan HK$52.67M · min. income ≈ HK$510,532/mo (50% DSR)

Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$3,197,834 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
B
Saleable Area
2,440 ft²
Gross Area
3,052 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2001-05-28 HK$19.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 14 min walk · 1,045 m
Education
17
schools within 1 km (2 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building