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Crescira AVM · estimated value Medium confidence
HK$74.99M
≈ HK$32,184 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$22.50M, with repayments around HK$254,406/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$239,394
−HK$15,012/mo
▼ 0.25% · 3.875%
HK$246,841
−HK$7,565/mo
Today · 4.125%
HK$254,406
baseline
▲ 0.50% · 4.625%
HK$269,886
+HK$15,480/mo

Deposit HK$22.50M · loan HK$52.49M · min. income ≈ HK$508,812/mo (50% DSR)

Upfront cash ≈ HK$25.68M (deposit + AVD stamp duty HK$3,187,065 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
B
Saleable Area
2,330 ft²
Gross Area
3,052 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2007-08-07 HK$28.30M +19.5%
2006-06-02 HK$23.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 14 min walk · 1,045 m
Education
17
schools within 1 km (2 within 500 m)
Daily convenience
23
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com