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Crescira AVM · estimated value ● Medium confidence
HK$43.81M
≈ HK$17,328 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.14M, with repayments around HK$148,611/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$139,842
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,192
−HK$4,419/mo
Today · 4.125%
HK$148,611
baseline
▲ 0.50% · 4.625%
HK$157,654
+HK$9,043/mo

Deposit HK$13.14M · loan HK$30.66M · min. income ≈ HK$297,222/mo (50% DSR)

Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,861,721 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
1號
Saleable Area
2,528 ft²
Gross Area
3,400 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2001-05-29 HK$16.25M +16.1%
4.8y
1996-09-03 HK$14.00M −16.7%
1.1y
1995-07-25 HK$16.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 686 m
Education
25
schools within 1 km (9 within 500 m)
Daily convenience
46
within 1 km (6 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Other appraised units in this building