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Crescira AVM · estimated value Medium confidence
HK$30.06M
≈ HK$21,331 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.02M, with repayments around HK$101,964/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$95,947
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,932
−HK$3,032/mo
Today · 4.125%
HK$101,964
baseline
▲ 0.50% · 4.625%
HK$108,168
+HK$6,204/mo

Deposit HK$9.02M · loan HK$21.04M · min. income ≈ HK$203,928/mo (50% DSR)

Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$1,277,347 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
1,409 ft²
Gross Area
1,711 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2006-03-27 HK$14.50M −19.4%
1997-06-20 HK$18.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 725 m
Education
32
schools within 1 km (9 within 500 m)
Daily convenience
55
within 1 km (9 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com