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Crescira AVM · estimated value Medium confidence
HK$12.42M
≈ HK$9,073 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.73M, with repayments around HK$42,140/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$39,653
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,887
−HK$1,253/mo
Today · 4.125%
HK$42,140
baseline
▲ 0.50% · 4.625%
HK$44,704
+HK$2,564/mo

Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$84,280/mo (50% DSR)

Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,797 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
66號
Saleable Area
1,369 ft²
Gross Area
1,130 ft²
Efficiency
121%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-07-05 HK$26.00M +36.8%
6.2y
2012-05-28 HK$19.00M +224.8%
2004-07-10 HK$5.85M +59.0%
2002-01-23 HK$3.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 9 min walk · 661 m
Education
41
schools within 1 km (18 within 500 m)
Daily convenience
63
within 1 km (17 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com