Home Wan Chai District Jade Terrace

4/F B

Switch unit

Floor

3/F A 646 ft² 3/F B 468 ft² 3/F C 465 ft² 3/F D 632 ft² 4/F A 646 ft² 4/F B 468 ft² 4/F C 465 ft² 5/F A 646 ft² 5/F D 632 ft² 6/F A 646 ft² 6/F B 468 ft² 7/F B 468 ft² 7/F C 465 ft² 7/F D 632 ft² 8/F A 646 ft² 8/F B 468 ft² 8/F C 465 ft² 8/F D 632 ft² 9/F C 465 ft² 9/F A 646 ft² 9/F B 468 ft² 10/F C 465 ft² 11/F A 646 ft² 12/F A 646 ft² 12/F B 468 ft² 13/F B 468 ft² 14/F A 646 ft² 14/F B 468 ft² 14/F C 465 ft² 14/F D 632 ft² 15/F B 468 ft² 15/F C 465 ft² 16/F A 646 ft² 16/F B 468 ft² 16/F C 465 ft² 16/F D 632 ft² 17/F A 646 ft² 17/F B 468 ft² 17/F C 465 ft² 19/F C 465 ft² 19/F D 632 ft² 20/F B 468 ft² 21/F A 646 ft² 21/F B 468 ft² 22/F D 632 ft² 23/F B 468 ft² 23/F C 465 ft² 23/F D 632 ft² 24/F B 468 ft² 24/F C 465 ft² 25/F A 646 ft² 25/F B 468 ft² 25/F D 632 ft² 26/F A 646 ft² 26/F B 468 ft² 26/F C 465 ft² 26/F D 632 ft² 27/F C 465 ft² 27/F D 632 ft² 28/F A 646 ft² 28/F B 459 ft² 28/F C 465 ft² 28/F D 632 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$7.28M

≈ HK$15,565 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$728K, with repayments around HK$31,774/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$29,899

−HK$1,875/mo

▼ 0.25% · 3.875%

HK$30,829

−HK$945/mo

Today · 4.125%

HK$31,774

baseline

▲ 0.50% · 4.625%

HK$33,707

+HK$1,933/mo

Deposit HK$728K · loan HK$6.56M · min. income ≈ HK$63,548/mo (50% DSR)

Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,535 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Causeway Bay Station

≈ 7 min walk · 533 m

Education

schools within 1 km (19 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Causeway Bay Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 65 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 86 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: B
Saleable Area: 468 Saleable ft²
Gross Area: 590 ft²
Efficiency: 79%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-06-30	HK$8.12M	+20.3% 4.0y · 5.0%/yr	HK$17,350	HK$13,763
2016-07-07	HK$6.75M	+50.0% 5.9y · 9.0%/yr	HK$14,423	HK$11,441
2010-08-11	HK$4.50M	+18.4%	HK$9,615	HK$7,627
2008-06-06	HK$3.80M	+14.8%	HK$8,120	HK$6,441
2007-10-17	HK$3.31M	+18.2%	HK$7,073	HK$5,610
2005-04-15	HK$2.80M	+76.1%	HK$5,983	HK$4,746
2003-10-20	HK$1.59M	—	HK$3,397	HK$2,695

Other appraised units in this building

Data sourced from Renavon.com