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Crescira AVM · estimated value Medium confidence
HK$26.91M
≈ HK$20,667 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.07M, with repayments around HK$91,288/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$85,901
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$88,573
−HK$2,715/mo
Today · 4.125%
HK$91,288
baseline
▲ 0.50% · 4.625%
HK$96,843
+HK$5,555/mo

Deposit HK$8.07M · loan HK$18.84M · min. income ≈ HK$182,576/mo (50% DSR)

Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$1,143,609 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
NO. 43
Saleable Area
1,302 ft²
Gross Area
1,650 ft²
Efficiency
79%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-07-17 HK$61.78M +281.4%
10.3y · 27.0%/yr
2009-03-17 HK$16.20M +22.7%
2006-08-18 HK$13.20M +88.6%
1996-09-25 HK$7.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 18 min walk · 1,419 m
(quite far — consider other transport options)
Education
24
schools within 1 km (1 within 500 m)
Daily convenience
10
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com