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Crescira AVM · estimated value ● Medium confidence
HK$11.40M
≈ HK$16,765 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.42M, with repayments around HK$38,675/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,393
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,525
−HK$1,150/mo
Today · 4.125%
HK$38,675
baseline
▲ 0.50% · 4.625%
HK$41,029
+HK$2,354/mo

Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,350/mo (50% DSR)

Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,503 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
B
Saleable Area
680 ft²
Gross Area
720 ft²
Efficiency
94%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-03-06 HK$17.46M +303.3%
9.8y · 31.0%/yr
2007-05-17 HK$4.33M +38.8%
2006-11-29 HK$3.12M +122.9%
2000-08-16 HK$1.40M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 375 m
Education
51
schools within 1 km (25 within 500 m)
Daily convenience
54
within 1 km (21 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building