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Crescira AVM · estimated value ● Medium confidence
HK$12.03M
≈ HK$11,038 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.61M, with repayments around HK$40,816/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,408
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,603
−HK$1,213/mo
Today · 4.125%
HK$40,816
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,484/mo

Deposit HK$3.61M · loan HK$8.42M · min. income ≈ HK$81,632/mo (50% DSR)

Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$451,170 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,090 ft²
Gross Area
1,200 ft²
Efficiency
91%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2011-03-17 HK$12.28M +101.3%
4.7y
2006-07-06 HK$6.10M +47.0%
5.4y
2001-02-15 HK$4.15M +3.5%
4.5y
1996-08-31 HK$4.01M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 362 m
Education
51
schools within 1 km (25 within 500 m)
Daily convenience
39
within 1 km (10 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building