▼ 0.50% · 3.625%
HK$20,626
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,267
−HK$652/mo
Today · 4.125%
HK$21,919
baseline
▲ 0.50% · 4.625%
HK$23,253
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,838/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,946
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,561
−HK$625/mo
Today · 4.125%
HK$24,186
baseline
▲ 0.50% · 4.625%
HK$25,461
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,372/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,688
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,394
−HK$717/mo
Today · 4.125%
HK$24,111
baseline
▲ 0.50% · 4.625%
HK$25,578
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,222/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,241
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,918
−HK$686/mo
Today · 4.125%
HK$26,604
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,208/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,751
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,521
−HK$782/mo
Today · 4.125%
HK$26,303
baseline
▲ 0.50% · 4.625%
HK$27,904
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,606/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,535
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,274
−HK$749/mo
Today · 4.125%
HK$29,023
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,046/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,814
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,648
−HK$847/mo
Today · 4.125%
HK$28,495
baseline
▲ 0.50% · 4.625%
HK$30,229
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$56,990/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,830
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,630
−HK$811/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,099
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,876
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,774
−HK$913/mo
Today · 4.125%
HK$30,687
baseline
▲ 0.50% · 4.625%
HK$32,554
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,374/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,124
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,986
−HK$874/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,939
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,901
−HK$978/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,880
+HK$2,001/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,419
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,342
−HK$937/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,191
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,001
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,028
−HK$1,043/mo
Today · 4.125%
HK$35,071
baseline
▲ 0.50% · 4.625%
HK$37,205
+HK$2,134/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,142/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,714
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,698
−HK$999/mo
Today · 4.125%
HK$38,697
baseline
▲ 0.50% · 4.625%
HK$40,737
+HK$2,040/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,394/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,064
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,155
−HK$1,108/mo
Today · 4.125%
HK$37,263
baseline
▲ 0.50% · 4.625%
HK$39,530
+HK$2,267/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,526/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,008
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,054
−HK$1,062/mo
Today · 4.125%
HK$41,116
baseline
▲ 0.50% · 4.625%
HK$43,283
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,232/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,174/mo
Today · 4.125%
HK$39,455
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,400/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,910/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,411
−HK$1,123/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,295/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).