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Crescira AVM · estimated value ● Medium confidence
HK$50.97M
≈ HK$24,479 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.29M, with repayments around HK$172,903/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$162,701
−HK$10,202/mo
▼ 0.25% · 3.875%
HK$167,761
−HK$5,142/mo
Today · 4.125%
HK$172,903
baseline
▲ 0.50% · 4.625%
HK$183,424
+HK$10,521/mo

Deposit HK$15.29M · loan HK$35.68M · min. income ≈ HK$345,806/mo (50% DSR)

Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,039 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
24號
Saleable Area
2,082 ft²
Gross Area
2,643 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-10-12 HK$50.00M +209.0%
17.0y
2000-10-18 HK$16.18M −32.6%
3.3y
1997-07-11 HK$24.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 737 m
Education
17
schools within 1 km (4 within 500 m)
Daily convenience
45
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building