▼ 0.50% · 3.625%
HK$20,340
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,973
−HK$642/mo
Today · 4.125%
HK$21,615
baseline
▲ 0.50% · 4.625%
HK$22,931
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,230/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$615/mo
Today · 4.125%
HK$23,850
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,700/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,374
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,070
−HK$707/mo
Today · 4.125%
HK$23,777
baseline
▲ 0.50% · 4.625%
HK$25,224
+HK$1,447/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$47,554/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,891
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,558
−HK$677/mo
Today · 4.125%
HK$26,235
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,383/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$52,470/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,408
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,167
−HK$771/mo
Today · 4.125%
HK$25,938
baseline
▲ 0.50% · 4.625%
HK$27,517
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,876/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,153
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,882
−HK$738/mo
Today · 4.125%
HK$28,620
baseline
▲ 0.50% · 4.625%
HK$30,129
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,240/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,442
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,264
−HK$836/mo
Today · 4.125%
HK$28,100
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,200/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,416
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$801/mo
Today · 4.125%
HK$31,006
baseline
▲ 0.50% · 4.625%
HK$32,640
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,012/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,476
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,362
−HK$899/mo
Today · 4.125%
HK$30,261
baseline
▲ 0.50% · 4.625%
HK$32,103
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,522/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,679
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,529
−HK$862/mo
Today · 4.125%
HK$33,391
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,782/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,510
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,459
−HK$964/mo
Today · 4.125%
HK$32,423
baseline
▲ 0.50% · 4.625%
HK$34,396
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,846/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,942
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,852
−HK$924/mo
Today · 4.125%
HK$35,776
baseline
▲ 0.50% · 4.625%
HK$37,661
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,552/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,544
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$1,029/mo
Today · 4.125%
HK$34,585
baseline
▲ 0.50% · 4.625%
HK$36,689
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,170/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,205
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,176
−HK$985/mo
Today · 4.125%
HK$38,161
baseline
▲ 0.50% · 4.625%
HK$40,172
+HK$2,011/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,322/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,578
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,653
−HK$1,093/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,982
+HK$2,236/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,467
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,499
−HK$1,047/mo
Today · 4.125%
HK$40,546
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,092/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,612
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,751
−HK$1,157/mo
Today · 4.125%
HK$38,908
baseline
▲ 0.50% · 4.625%
HK$41,275
+HK$2,367/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,816/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,730
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,108/mo
Today · 4.125%
HK$42,931
baseline
▲ 0.50% · 4.625%
HK$45,194
+HK$2,263/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,862/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,600 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).