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Crescira AVM · estimated value Medium confidence
HK$11.73M
≈ HK$18,245 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.52M, with repayments around HK$39,800/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,452
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,617
−HK$1,183/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$42,222
+HK$2,422/mo

Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,600/mo (50% DSR)

Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,941 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
27/F
Flat
A
Saleable Area
643 ft²
Gross Area
887 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2007-03-20 HK$5.50M −22.5%
1998-04-25 HK$7.10M +27.2%
1996-11-01 HK$5.58M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 8 min walk · 569 m
Education
42
schools within 1 km (16 within 500 m)
Daily convenience
63
within 1 km (14 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
84
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 84 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com