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At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.10M, with repayments around HK$57,643/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,286/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,165 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- C
- Saleable Area
- 813 Saleable ft²
- Gross Area
- 961 ft²
- Efficiency
- 85%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-04 | HK$14.00M | −26.3% 4.0y · −6.0%/yr |
| 2022-05-20 | HK$19.00M | +13.1% 4.6y · 3.0%/yr |
| 2017-09-25 | HK$16.80M | +23.5% 4.6y · 5.0%/yr |
| 2013-02-22 | HK$13.60M | +52.0% |
| 1997-07-12 | HK$8.95M | — |