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Crescira AVM · estimated value ● Medium confidence
HK$21.07M
≈ HK$14,381 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.32M, with repayments around HK$71,475/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$67,257
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,349
−HK$2,126/mo
Today · 4.125%
HK$71,475
baseline
▲ 0.50% · 4.625%
HK$75,824
+HK$4,349/mo

Deposit HK$6.32M · loan HK$14.75M · min. income ≈ HK$142,950/mo (50% DSR)

Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$856,814 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,465 ft²
Gross Area
1,750 ft²
Efficiency
84%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-05-29 HK$28.00M +88.2%
7.8y
2010-09-01 HK$14.88M +281.5%
7.4y
2003-03-26 HK$3.90M −29.7%
4.0y
1999-05-03 HK$5.55M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 322 m
Education
52
schools within 1 km (26 within 500 m)
Daily convenience
39
within 1 km (11 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building