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Crescira AVM · estimated value Medium confidence
HK$60.60M
≈ HK$26,603 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.18M, with repayments around HK$205,595/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$193,463
−HK$12,132/mo
▼ 0.25% · 3.875%
HK$199,481
−HK$6,114/mo
Today · 4.125%
HK$205,595
baseline
▲ 0.50% · 4.625%
HK$218,105
+HK$12,510/mo

Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$411,190/mo (50% DSR)

Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,575,580 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
2
Saleable Area
2,278 ft²
Gross Area
2,850 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2013-11-15 HK$61.80M +28.7%
2009-09-01 HK$48.00M +48.2%
2007-06-21 HK$32.38M +109.2%
2003-01-29 HK$15.48M −16.3%
2001-04-02 HK$18.50M −45.6%
1997-03-14 HK$33.98M +94.2%
1995-11-27 HK$17.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,021 m
Education
15
schools within 1 km (2 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com