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Home Central and Western District REALTY GARDENS VENICE COURT (BLOCK 3)

13/F B

in REALTY GARDENS VENICE COURT (BLOCK 3)

Central and Western District · Hong Kong Island

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Floor
1/F C 1,084 ft² 1/F D 1,084 ft² 2/F A 1,166 ft² 2/F B 1,166 ft² 2/F C 1,166 ft² 2/F D 1,166 ft² 3/F C 1,166 ft² 3/F D 1,166 ft² 3/F B 1,166 ft² 4/F A 1,166 ft² 4/F C 1,166 ft² 4/F B 1,166 ft² 5/F A 1,166 ft² 5/F B 1,166 ft² 5/F D 1,166 ft² 5/F C 1,166 ft² 6/F A 1,166 ft² 6/F D 1,166 ft² 7/F A 1,166 ft² 7/F B 1,166 ft² 7/F C 1,166 ft² 7/F D 1,166 ft² 8/F A 1,166 ft² 8/F B 1,166 ft² 9/F A 1,166 ft² 9/F C 1,166 ft² 9/F D 1,166 ft² 10/F A 1,166 ft² 10/F B 1,166 ft² 10/F C 1,166 ft² 11/F A 1,166 ft² 11/F B 1,166 ft² 12/F A 1,166 ft² 12/F B 1,166 ft² 12/F D 1,166 ft² 13/F B 1,166 ft² 13/F D 1,166 ft² 14/F A 1,166 ft² 14/F B 1,166 ft² 15/F A 1,166 ft² 15/F B 1,166 ft² 16/F D 1,166 ft² 17/F A 1,166 ft² 17/F B 1,166 ft² 17/F C 1,166 ft² 17/F D 1,166 ft² 18/F B 1,166 ft² 18/F C 1,166 ft² 19/F B 1,166 ft² 19/F C 1,166 ft² 19/F D 1,166 ft² 20/F B 1,166 ft² 20/F C 1,166 ft² 20/F D 1,166 ft²
Crescira AVM · estimated value ● Medium confidence
HK$21.66M
≈ HK$18,578 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.50M, with repayments around HK$73,488/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$69,151
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,302
−HK$2,186/mo
Today · 4.125%
HK$73,488
baseline
▲ 0.50% · 4.625%
HK$77,959
+HK$4,471/mo

Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,976/mo (50% DSR)

Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,157 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 7 min walk · 483 m
Education
49
schools within 1 km (19 within 500 m)
Daily convenience
45
within 1 km (6 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
13/F
Flat
B
Saleable Area
1,166 Saleable ft²
Gross Area
1,350 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2015-02-06 HK$24.43M +259.3%
2004-10-05 HK$6.80M −9.9%
1998-05-13 HK$7.55M —

Other appraised units in this building

1/F C
1,084 ft²
HK$18.22M
1/F D
1,084 ft²
HK$18.21M
2/F A
1,166 ft²
HK$19.91M
2/F B
1,166 ft²
HK$19.91M
2/F C
1,166 ft²
HK$19.85M
2/F D
1,166 ft²
HK$19.84M
Data sourced from Renavon.com