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Home Central and Western District REALTY GARDENS LONDON COURT (BLOCK 1)

3/F C

in REALTY GARDENS LONDON COURT (BLOCK 1)

Central and Western District · Hong Kong Island

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Floor
1/F A 1,166 ft² 1/F D 1,166 ft² 2/F D 1,166 ft² 3/F A 1,166 ft² 3/F B 1,166 ft² 3/F C 1,166 ft² 4/F B 1,166 ft² 4/F C 1,166 ft² 4/F D 1,166 ft² 8/F A 1,166 ft² 8/F B 1,166 ft² 9/F A 1,166 ft² 9/F B 1,166 ft² 9/F C 1,166 ft² 9/F D 1,166 ft² 10/F A 1,166 ft² 10/F C 1,166 ft² 11/F A 1,166 ft² 11/F B 1,166 ft² 11/F C 1,166 ft² 11/F D 1,166 ft² 12/F B 1,166 ft² 12/F D 1,166 ft² 13/F A 1,166 ft² 13/F B 1,166 ft² 13/F C 1,166 ft² 13/F D 1,166 ft² 14/F B 1,166 ft² 14/F C 1,166 ft² 15/F B 1,166 ft² 15/F D 1,166 ft² 16/F A 1,166 ft² 16/F B 1,166 ft² 16/F C 1,166 ft² 16/F D 1,166 ft² 17/F A 1,166 ft² 17/F B 1,166 ft² 17/F C 1,166 ft² 17/F D 1,166 ft² 18/F A 1,166 ft² 18/F B 1,166 ft² 18/F C 1,166 ft² 18/F D 1,166 ft² 19/F A 1,166 ft² 19/F B 1,166 ft² 19/F C 1,166 ft² 19/F D 1,166 ft² 20/F D 1,166 ft²
Crescira AVM · estimated value ● Medium confidence
HK$18.93M
≈ HK$16,236 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.68M, with repayments around HK$64,226/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$60,437
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,316
−HK$1,910/mo
Today · 4.125%
HK$64,226
baseline
▲ 0.50% · 4.625%
HK$68,135
+HK$3,909/mo

Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,452/mo (50% DSR)

Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,937 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 6 min walk · 477 m
Education
48
schools within 1 km (16 within 500 m)
Daily convenience
44
within 1 km (5 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
C
Saleable Area
1,166 Saleable ft²
Gross Area
1,350 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-05-14 HK$25.50M +97.7%
9.2y · 11.0%/yr
2010-03-12 HK$12.90M +122.4%
2004-09-24 HK$5.80M —

Other appraised units in this building

1/F A
1,166 ft²
HK$19.31M
1/F D
1,166 ft²
HK$19.12M
2/F D
1,166 ft²
HK$18.70M
3/F A
1,166 ft²
HK$19.01M
3/F B
1,166 ft²
HK$19.01M
4/F B
1,166 ft²
HK$19.20M
Data sourced from Renavon.com