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Crescira AVM · estimated value Medium confidence
HK$19.14M
≈ HK$16,377 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.74M, with repayments around HK$64,949/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$61,117
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,018
−HK$1,931/mo
Today · 4.125%
HK$64,949
baseline
▲ 0.50% · 4.625%
HK$68,901
+HK$3,952/mo

Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,898/mo (50% DSR)

Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,928 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
B (NO. 40)
Saleable Area
1,169 ft²
Gross Area
1,500 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-03-19 HK$9.30M −3.1%
2007-10-22 HK$9.60M +48.1%
2005-03-24 HK$6.48M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 19 min walk · 1,511 m
(quite far — consider other transport options)
Education
21
schools within 1 km (9 within 500 m)
Daily convenience
7
within 1 km (5 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
26
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 26 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com