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Crescira AVM · estimated value Medium confidence
HK$24.78M
≈ HK$18,841 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.43M, with repayments around HK$84,055/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,095
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,555
−HK$2,500/mo
Today · 4.125%
HK$84,055
baseline
▲ 0.50% · 4.625%
HK$89,169
+HK$5,114/mo

Deposit HK$7.43M · loan HK$17.34M · min. income ≈ HK$168,110/mo (50% DSR)

Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,052,994 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
1
Saleable Area
1,315 ft²
Gross Area
1,462 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-07-28 HK$27.86M +33.9%
10.1y
2011-07-11 HK$20.80M +222.5%
2004-02-11 HK$6.45M +24.5%
2002-11-23 HK$5.18M −42.4%
1996-11-09 HK$9.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 12 min walk · 912 m
Education
32
schools within 1 km (4 within 500 m)
Daily convenience
44
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com