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Crescira AVM · estimated value ● Medium confidence
HK$6.78M
≈ HK$9,857 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$678K, with repayments around HK$29,579/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$27,834
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,700
−HK$879/mo
Today · 4.125%
HK$29,579
baseline
▲ 0.50% · 4.625%
HK$31,379
+HK$1,800/mo

Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,158/mo (50% DSR)

Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,441 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
A4
Saleable Area
688 ft²
Gross Area
780 ft²
Efficiency
88%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2011-07-13 HK$6.10M −0.3%
0.3y
2011-03-22 HK$6.12M +282.5%
2001-02-22 HK$1.60M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 2 min walk · 126 m
Education
39
schools within 1 km (8 within 500 m)
Daily convenience
72
within 1 km (47 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
90
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 90 parks, libraries and sports venues nearby.

Location

Other appraised units in this building