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Crescira AVM · estimated value Medium confidence
HK$4.44M
≈ HK$10,350 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$444K, with repayments around HK$19,367/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,224
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,791
−HK$576/mo
Today · 4.125%
HK$19,367
baseline
▲ 0.50% · 4.625%
HK$20,545
+HK$1,178/mo

Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,734/mo (50% DSR)

Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,601 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
NO. 11
Saleable Area
429 ft²
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-10-16 HK$9.00M +23.6%
2013-01-03 HK$7.28M +49.2%
2010-11-04 HK$4.88M +100.0%
2007-06-21 HK$2.44M +1.7%
1997-08-08 HK$2.40M +35.6%
1997-03-20 HK$1.77M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 2 min walk · 130 m
Education
39
schools within 1 km (10 within 500 m)
Daily convenience
66
within 1 km (45 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
94
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 94 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com