Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$541K, with repayments around HK$23,595/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,190/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,711 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 434 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-09 | HK$5.60M | −16.2% 4.0y |
| 2022-05-27 | HK$6.68M | +42.1% 11.1y · 4.0%/yr |
| 2011-04-29 | HK$4.70M | +21.1% |
| 2010-09-27 | HK$3.88M | +21.2% |
| 2009-11-02 | HK$3.20M | +50.2% |
| 2006-06-03 | HK$2.13M | +31.5% |
| 2004-07-26 | HK$1.62M | +20.0% |
| 2004-04-01 | HK$1.35M | −49.6% |
| 1997-11-06 | HK$2.68M | +86.1% |
| 1995-12-07 | HK$1.44M | — |