▼ 0.50% · 3.625%
HK$19,660
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,272
−HK$621/mo
Today · 4.125%
HK$20,893
baseline
▲ 0.50% · 4.625%
HK$22,164
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,786/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,872
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,458
−HK$596/mo
Today · 4.125%
HK$23,054
baseline
▲ 0.50% · 4.625%
HK$24,269
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,108/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,626
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,299
−HK$683/mo
Today · 4.125%
HK$22,982
baseline
▲ 0.50% · 4.625%
HK$24,381
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,964/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,059
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,704
−HK$655/mo
Today · 4.125%
HK$25,359
baseline
▲ 0.50% · 4.625%
HK$26,696
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,718/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,592
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,326
−HK$746/mo
Today · 4.125%
HK$25,072
baseline
▲ 0.50% · 4.625%
HK$26,597
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,144/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,246
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,950
−HK$714/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,122
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,558
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,353
−HK$808/mo
Today · 4.125%
HK$27,161
baseline
▲ 0.50% · 4.625%
HK$28,814
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,322/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,433
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,196
−HK$774/mo
Today · 4.125%
HK$29,970
baseline
▲ 0.50% · 4.625%
HK$31,549
+HK$1,579/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,940/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,524
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,381
−HK$869/mo
Today · 4.125%
HK$29,250
baseline
▲ 0.50% · 4.625%
HK$31,030
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,500/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,621
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,442
−HK$833/mo
Today · 4.125%
HK$32,275
baseline
▲ 0.50% · 4.625%
HK$33,976
+HK$1,701/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,550/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,490
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,408
−HK$932/mo
Today · 4.125%
HK$31,340
baseline
▲ 0.50% · 4.625%
HK$33,247
+HK$1,907/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,680/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,808
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,688
−HK$892/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,403
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,456
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,435
−HK$994/mo
Today · 4.125%
HK$33,429
baseline
▲ 0.50% · 4.625%
HK$35,463
+HK$2,034/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,858/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,995
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,934
−HK$952/mo
Today · 4.125%
HK$36,886
baseline
▲ 0.50% · 4.625%
HK$38,830
+HK$1,944/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,772/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,462
−HK$1,056/mo
Today · 4.125%
HK$35,518
baseline
▲ 0.50% · 4.625%
HK$37,680
+HK$2,162/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,036/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,182
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,179
−HK$1,012/mo
Today · 4.125%
HK$39,191
baseline
▲ 0.50% · 4.625%
HK$41,257
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,382/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,388
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,489
−HK$1,119/mo
Today · 4.125%
HK$37,608
baseline
▲ 0.50% · 4.625%
HK$39,896
+HK$2,288/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,216/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,369
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,425
−HK$1,071/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$43,684
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,659 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).