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Crescira AVM · estimated value Medium confidence
HK$2.62M
≈ HK$8,748 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$262K, with repayments around HK$11,447/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$10,771
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,107
−HK$340/mo
Today · 4.125%
HK$11,447
baseline
▲ 0.50% · 4.625%
HK$12,143
+HK$696/mo

Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$22,894/mo (50% DSR)

Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kwun Tong Station
≈ 2 min walk · 122 m
Education
53
schools within 1 km (14 within 500 m)
Daily convenience
49
within 1 km (20 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Kwun Tong Station Station.

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
K
Saleable Area
300 Saleable ft²
Gross Area
429 ft²
Efficiency
70%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2020-11-11 HK$4.00M +100.0%
7.9y · 13.0%/yr
2012-12-19 HK$2.00M
Data sourced from Renavon.com