▼ 0.50% · 3.625%
HK$2,832
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,920
−HK$89/mo
Today · 4.125%
HK$3,009
baseline
▲ 0.50% · 4.625%
HK$3,192
+HK$183/mo
Deposit HK$621K · loan HK$621K · min. income ≈ HK$6,018/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,150
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$85/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$175/mo
Deposit HK$621K · loan HK$621K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$98/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,512
+HK$202/mo
Deposit HK$559K · loan HK$683K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$94/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$193/mo
Deposit HK$559K · loan HK$683K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,504
−HK$107/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$220/mo
Deposit HK$497K · loan HK$745K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$103/mo
Today · 4.125%
HK$3,985
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$210/mo
Deposit HK$497K · loan HK$745K · min. income ≈ HK$7,970/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$116/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$238/mo
Deposit HK$435K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$112/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$227/mo
Deposit HK$435K · loan HK$807K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$125/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$256/mo
Deposit HK$373K · loan HK$869K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$120/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$245/mo
Deposit HK$373K · loan HK$869K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,248
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,380
−HK$134/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$275/mo
Deposit HK$310K · loan HK$931K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$129/mo
Today · 4.125%
HK$4,981
baseline
▲ 0.50% · 4.625%
HK$5,243
+HK$262/mo
Deposit HK$310K · loan HK$931K · min. income ≈ HK$9,962/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$143/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$293/mo
Deposit HK$248K · loan HK$993K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$137/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,593
+HK$280/mo
Deposit HK$248K · loan HK$993K · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$152/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$311/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,499
−HK$146/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$297/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$161/mo
Today · 4.125%
HK$5,417
baseline
▲ 0.50% · 4.625%
HK$5,746
+HK$329/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,834/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,670
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$155/mo
Today · 4.125%
HK$5,977
baseline
▲ 0.50% · 4.625%
HK$6,292
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,954/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).