▼ 0.50% · 3.625%
HK$3,652
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$115/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$237/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$111/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$225/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$127/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$259/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$122/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$248/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$139/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$283/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$133/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$271/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$150/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$143/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$294/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$162/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$154/mo
Today · 4.125%
HK$5,994
baseline
▲ 0.50% · 4.625%
HK$6,310
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,988/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$173/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$166/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,024
−HK$185/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$378/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$177/mo
Today · 4.125%
HK$6,851
baseline
▲ 0.50% · 4.625%
HK$7,212
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,702/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$196/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,906
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$188/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,663
+HK$384/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,573
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$208/mo
Today · 4.125%
HK$6,985
baseline
▲ 0.50% · 4.625%
HK$7,410
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,970/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,312
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,508
−HK$199/mo
Today · 4.125%
HK$7,707
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$406/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,414/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).