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At today's rate and a 90% mortgage, the deposit on this unit is about HK$365K, with repayments around HK$15,914/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$365K · loan HK$3.28M · min. income ≈ HK$31,828/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kwun Tong Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 410 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 68%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-08 | HK$5.36M | +33.0% 4.1y · 8.0%/yr |
| 2016-08-08 | HK$4.03M | +233.1% 17.3y · 13.0%/yr |
| 1999-04-22 | HK$1.21M | −25.3% |
| 1996-05-29 | HK$1.62M | −7.4% |
| 1996-01-11 | HK$1.75M | — |