At today's rate and a 90% mortgage, the deposit on this unit is about HK$221K, with repayments around HK$9,631/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,262/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 342 Saleable ft²
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-06 | HK$2.30M | −41.0% 2.1y · −20.0%/yr |
| 2023-10-19 | HK$3.90M | +6.3% 3.7y · 2.0%/yr |
| 2020-01-16 | HK$3.67M | +841.0% 17.5y · 48.0%/yr |
| 2002-08-09 | HK$390K | — |