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Crescira AVM · estimated value Medium confidence
HK$5.49M
≈ HK$10,840 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$549K, with repayments around HK$23,925/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$22,513
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,214
−HK$711/mo
Today · 4.125%
HK$23,925
baseline
▲ 0.50% · 4.625%
HK$25,381
+HK$1,456/mo

Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,850/mo (50% DSR)

Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,415 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Lam Tin Station
≈ 4 min walk · 281 m
Education
44
schools within 1 km (14 within 500 m)
Daily convenience
38
within 1 km (9 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Lam Tin Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
7
Saleable Area
506 Saleable ft²
Gross Area
654 ft²
Efficiency
77%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2020-02-07 HK$6.75M +30.3%
2015-07-21 HK$5.18M +29.5%
2012-11-15 HK$4.00M +95.1%
2007-07-19 HK$2.05M
Data sourced from Renavon.com