▼ 0.50% · 3.625%
HK$5,475
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$165/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$339/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$191/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$182/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$373/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$207/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$425/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,308
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,505
−HK$198/mo
Today · 4.125%
HK$7,703
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$406/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,406/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,117
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,338
−HK$225/mo
Today · 4.125%
HK$7,563
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$460/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,126/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,918
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,130
−HK$215/mo
Today · 4.125%
HK$8,345
baseline
▲ 0.50% · 4.625%
HK$8,785
+HK$440/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,690/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,664
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,903
−HK$242/mo
Today · 4.125%
HK$8,145
baseline
▲ 0.50% · 4.625%
HK$8,641
+HK$496/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,290/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,527
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,755
−HK$232/mo
Today · 4.125%
HK$8,987
baseline
▲ 0.50% · 4.625%
HK$9,461
+HK$474/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,974/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,212
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,467
−HK$260/mo
Today · 4.125%
HK$8,727
baseline
▲ 0.50% · 4.625%
HK$9,258
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,454/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,136
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,381
−HK$248/mo
Today · 4.125%
HK$9,629
baseline
▲ 0.50% · 4.625%
HK$10,137
+HK$508/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,258/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,759
−HK$550/mo
▼ 0.25% · 3.875%
HK$9,032
−HK$277/mo
Today · 4.125%
HK$9,309
baseline
▲ 0.50% · 4.625%
HK$9,875
+HK$566/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,618/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,745
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,006
−HK$265/mo
Today · 4.125%
HK$10,271
baseline
▲ 0.50% · 4.625%
HK$10,813
+HK$542/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,542/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,307
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,596
−HK$294/mo
Today · 4.125%
HK$9,890
baseline
▲ 0.50% · 4.625%
HK$10,492
+HK$602/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,780/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,354
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,631
−HK$282/mo
Today · 4.125%
HK$10,913
baseline
▲ 0.50% · 4.625%
HK$11,488
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,826/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,854
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,161
−HK$311/mo
Today · 4.125%
HK$10,472
baseline
▲ 0.50% · 4.625%
HK$11,109
+HK$637/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,944/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,963
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,257
−HK$298/mo
Today · 4.125%
HK$11,555
baseline
▲ 0.50% · 4.625%
HK$12,164
+HK$609/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,110/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).