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At today's rate and a 90% mortgage, the deposit on this unit is about HK$315K, with repayments around HK$13,727/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$315K · loan HK$2.83M · min. income ≈ HK$27,454/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kwun Tong Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 16
- Saleable Area
- 410 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 82%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-29 | HK$4.70M | +56.7% 4.6y · 12.0%/yr |
| 2016-10-19 | HK$3.00M | +125.6% 8.2y · 15.0%/yr |
| 2008-08-18 | HK$1.33M | +98.5% |
| 2004-05-14 | HK$670K | −33.0% |
| 1999-06-24 | HK$1.00M | — |