▼ 0.50% · 3.625%
HK$4,277
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,410
−HK$135/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$277/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$129/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$265/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$149/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$304/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$142/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$291/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$163/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,786
+HK$331/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,710
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$156/mo
Today · 4.125%
HK$6,019
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$317/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$12,038/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,560
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$176/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,269
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,186
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$168/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,988
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$190/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$182/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,392
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$203/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$194/mo
Today · 4.125%
HK$7,523
baseline
▲ 0.50% · 4.625%
HK$7,920
+HK$397/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,046/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,844
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,056
−HK$217/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,715
+HK$442/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,613
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,818
−HK$207/mo
Today · 4.125%
HK$8,025
baseline
▲ 0.50% · 4.625%
HK$8,448
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,050/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,271
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$229/mo
Today · 4.125%
HK$7,727
baseline
▲ 0.50% · 4.625%
HK$8,197
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,454/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,089
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,306
−HK$220/mo
Today · 4.125%
HK$8,526
baseline
▲ 0.50% · 4.625%
HK$8,976
+HK$450/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,052/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,699
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,939
−HK$243/mo
Today · 4.125%
HK$8,182
baseline
▲ 0.50% · 4.625%
HK$8,680
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,364/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,565
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,795
−HK$233/mo
Today · 4.125%
HK$9,028
baseline
▲ 0.50% · 4.625%
HK$9,504
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,056/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).