▼ 0.50% · 3.625%
HK$5,002
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$158/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$151/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$174/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$356/mo
Deposit HK$987K · loan HK$1.21M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$167/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$340/mo
Deposit HK$987K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,002
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$189/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,767
+HK$389/mo
Deposit HK$877K · loan HK$1.32M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,677
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,856
−HK$182/mo
Today · 4.125%
HK$7,038
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$371/mo
Deposit HK$877K · loan HK$1.32M · min. income ≈ HK$14,076/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,705
−HK$205/mo
Today · 4.125%
HK$6,910
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$420/mo
Deposit HK$768K · loan HK$1.43M · min. income ≈ HK$13,820/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,234
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,428
−HK$197/mo
Today · 4.125%
HK$7,625
baseline
▲ 0.50% · 4.625%
HK$8,026
+HK$401/mo
Deposit HK$768K · loan HK$1.43M · min. income ≈ HK$15,250/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,220
−HK$222/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,894
+HK$452/mo
Deposit HK$658K · loan HK$1.54M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,790
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,999
−HK$212/mo
Today · 4.125%
HK$8,211
baseline
▲ 0.50% · 4.625%
HK$8,644
+HK$433/mo
Deposit HK$658K · loan HK$1.54M · min. income ≈ HK$16,422/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,503
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,736
−HK$237/mo
Today · 4.125%
HK$7,973
baseline
▲ 0.50% · 4.625%
HK$8,458
+HK$485/mo
Deposit HK$548K · loan HK$1.65M · min. income ≈ HK$15,946/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,347
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,570
−HK$228/mo
Today · 4.125%
HK$8,798
baseline
▲ 0.50% · 4.625%
HK$9,261
+HK$463/mo
Deposit HK$548K · loan HK$1.65M · min. income ≈ HK$17,596/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,003
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,252
−HK$253/mo
Today · 4.125%
HK$8,505
baseline
▲ 0.50% · 4.625%
HK$9,022
+HK$517/mo
Deposit HK$439K · loan HK$1.75M · min. income ≈ HK$17,010/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,903
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,142
−HK$242/mo
Today · 4.125%
HK$9,384
baseline
▲ 0.50% · 4.625%
HK$9,879
+HK$495/mo
Deposit HK$439K · loan HK$1.75M · min. income ≈ HK$18,768/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,503
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,767
−HK$269/mo
Today · 4.125%
HK$9,036
baseline
▲ 0.50% · 4.625%
HK$9,586
+HK$550/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$18,072/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,459
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,713
−HK$258/mo
Today · 4.125%
HK$9,971
baseline
▲ 0.50% · 4.625%
HK$10,496
+HK$525/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$19,942/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,003
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,283
−HK$285/mo
Today · 4.125%
HK$9,568
baseline
▲ 0.50% · 4.625%
HK$10,150
+HK$582/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,136/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,016
−HK$541/mo
▼ 0.25% · 3.875%
HK$10,285
−HK$272/mo
Today · 4.125%
HK$10,557
baseline
▲ 0.50% · 4.625%
HK$11,114
+HK$557/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,114/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).